When
the bailiffs pass by you, this is one of the most devastating nightmares of
real life. Your finances had to be mixed, so bailiffs were sent to you. You
have probably tried by all means to prevent your creditors from sending
bailiffs to your home. Your negotiations may have failed. or the District Court
may not have withdrawn arrest warrants, even if you have requested it. It may
seem that you have spent all the resources and resources to prevent the
bailiffs from entering, but all for nothing.
If
you think so, you are wrong. You still have to make important decisions when
the bailiffs come to your home. Do not forget to play your trump at the last
minute. You must consult a competent and experienced lawyer who can assist you
legally in this matter. He can mediate between you and your creditors and
explain to them your financial situation. Whatever the circumstances, you can
solve the problem with the help of your lawyer.
If
you have goods, property or valuables, this is a great help. By owning these assets
yourself, you can pay at least a portion of your unpaid fees to your creditors.
Depending on the nature of your business, you can offer to repay your loans to
your creditors. However, it should be noted that you provide a reasonable
amount to convince your creditors and to support your personal expenses.
Unfortunately,
if you are unemployed and have no assets, you must prove your financial status
to the district court and declare yourself bankrupt. This is a major
disadvantage for your credibility with credit institutions, but it is the last
thing to do to avoid the trauma of going through the bailiffs who search your
home.
However,
it is essential to know the legal rights of the bailiff and your person.
Bailiffs are not court officials, but private individuals hired by creditors to
receive payments. They accept written orders or arrest warrants from the court
and visit the debtor. You can enter the house through any entrance, either
through the back door or through a window. Under no circumstances should you
enter your home. However, once they enter the house through an entrance, they
are allowed to take a break for the second time.
Make
sure you do not let them in and keep all possible points of entry in a safe
place. The law does not require you to ring the bell or answer their calls. If
they harass you verbally or physically, you have the right to complain about
their behavior in court. Try to keep them at bay until your problem with the
creditors is solved.
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